financial advice and planning

Why can two pensions with the same value lead to completely different retirements? Petra Spirkova financial adviser answers a common question from family lawyers and explains why CETVs rarely tell the whole story, particularly where defined benefit pensions, public sector schemes and offsetting are involved.

The way public sector pensions are valued has shifted significantly – and in some cases, they may now be worth more than their private sector equivalents. Chartered Financial Planner Cheryl Bowden explains what this means in practice for family law professionals.